{"id":979,"date":"2023-03-05T01:24:28","date_gmt":"2023-03-05T01:24:28","guid":{"rendered":"https:\/\/www.talksomuch.com\/?p=979"},"modified":"2023-03-06T13:05:03","modified_gmt":"2023-03-06T13:05:03","slug":"guide-to-purchasing-commercial-car-insurance","status":"publish","type":"post","link":"https:\/\/www.talksomuch.com\/guide-to-purchasing-commercial-car-insurance\/","title":{"rendered":"Guide to Purchasing Commercial Car Insurance"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Commercial_Car_Insurance\"><\/span>What is Commercial Car Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-64a628fd9230b\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-64a628fd9230b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.talksomuch.com\/guide-to-purchasing-commercial-car-insurance\/#What_is_Commercial_Car_Insurance\" title=\"What is Commercial Car Insurance?\">What is Commercial Car Insurance?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.talksomuch.com\/guide-to-purchasing-commercial-car-insurance\/#Where_Should_You_Recall_Commercial_Car_Insurance\" title=\"Where Should You Recall Commercial Car Insurance?\">Where Should You Recall Commercial Car Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.talksomuch.com\/guide-to-purchasing-commercial-car-insurance\/#What_Kind_of_Commercial_Car_Insurance_Should_You_Secure\" title=\"What Kind of Commercial Car Insurance Should You Secure?\">What Kind of Commercial Car Insurance Should You Secure?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.talksomuch.com\/guide-to-purchasing-commercial-car-insurance\/#What_Is_Commercial_Car_Insurance_For\" title=\"What Is Commercial Car Insurance For?\">What Is Commercial Car Insurance For?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.talksomuch.com\/guide-to-purchasing-commercial-car-insurance\/#What_should_other_Commercial_Car_Insurance_Factors_be_Considered\" title=\"What should other Commercial Car Insurance Factors be Considered?\">What should other Commercial Car Insurance Factors be Considered?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>Any business that uses vehicles for business purposes, whether stout trucks, cargo vans, tow trucks, or other vehicles, will need a commercial car insurance policy. Commercial car insurance does similar things to personal car insurance: it provides the business with financial protection in case of an accident.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Where_Should_You_Recall_Commercial_Car_Insurance\"><\/span>Where Should You Recall Commercial Car Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Most <a href=\"https:\/\/youngamericainsurance.net\" target=\"_blank\" rel=\"noopener\">major car insurance providers<\/a> will also offer commercial car insurance. However, some companies are more specialized than others and have more experience with the needs of businesses when it comes to cheap car insurance with no down payment. When shopping around for your business car insurance, you will want to design positive that your well-known insurance agent is experienced in handling car insurance policies for businesses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Kind_of_Commercial_Car_Insurance_Should_You_Secure\"><\/span>What Kind of Commercial Car Insurance Should You Secure?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Like personal car insurance, you will want your cheap commercial car insurance to cloak liability and physical injury. Regarding liability, it is a splendid view to increasing the property pain coverage to a high amount if the vehicles will be around anything expensive to fix. In addition, you should catch a comprehensive bodily injury policy, especially if it is a titanic vehicle that could cause much physical hurt.<\/p>\n\n\n\n<p>On the side of you and your company vehicle, you will also want to pick up medical payments insurance that will screen medical costs for your vehicle\u2019s driver and passengers. In addition, physical wounds to your car should be covered by comprehensive coverage (for injury by theft or natural disasters) and collision coverage (for afflicting in an accident). Lastly, uninsured motorist coverage is a qualified plan in case the motorist who caused an accident doesn\u2019t have any (or enough) liability insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_Commercial_Car_Insurance_For\"><\/span>What Is Commercial Car Insurance For?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>When purchasing commercial car insurance, it is vital to get definite that the name of your business appears in the field of important insured. This will protect your side in the event of a claim against you. It is obvious to ask who can drive the vehicles and be under the business car insurance policy, specifically, whether they need to be employees or be on the clock.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_should_other_Commercial_Car_Insurance_Factors_be_Considered\"><\/span>What should other Commercial Car Insurance Factors be Considered?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Lastly, there are a few other things to deem when purchasing <a href=\"https:\/\/citizensinsuranceflorida.com\/florida-specialty-insurance-company\/\" target=\"_blank\" rel=\"noopener\">cheap commercial car insurance<\/a>. The first is for vehicles only outmoded for a section of the year. If you have a landscaping business that doesn\u2019t work during the winter or snowplows that only operate during the winter, ask about adapting your policy to have minimum coverage during the months when the vehicles are slothful. In addition, you will want to consider getting a single-deductible policy if you often have cars with trailers. You will only have to pay the deductible once if both are damaged in an accident.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is Commercial Car Insurance? Any business that uses vehicles for business purposes, whether stout trucks, cargo vans, tow trucks, or other vehicles, will need a commercial car insurance policy. Commercial car insurance does similar things to personal car insurance: it provides the business with financial protection in case of an accident. Where Should You [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":980,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[400],"tags":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/posts\/979"}],"collection":[{"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/comments?post=979"}],"version-history":[{"count":1,"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/posts\/979\/revisions"}],"predecessor-version":[{"id":981,"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/posts\/979\/revisions\/981"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/media\/980"}],"wp:attachment":[{"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/media?parent=979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/categories?post=979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.talksomuch.com\/wp-json\/wp\/v2\/tags?post=979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}